# Nornas > Nornas is an iPhone app for personal money that looks forward. It holds every bill against every paycheck, so you know what is left before payday. It is made by Davfalcon Company LLC, a company in Hialeah, Florida, United States. The name comes from the Norns of Norse myth, the three women at the root of the world tree who weave what was, what is and what will be. Nornas reads money the same way: where it went, what is left, and what is coming. ## What Nornas does - What is left: this paycheck held against every bill until the next payday, said as one figure. - Calendar: rent, cards and subscriptions on their days, with a reminder before each one. - Focus: spending month by month in plain categories, the subscriptions you pay, the interest you could stop paying, and good habits set up for you. - Plans: a trip, a car, a cushion. Each plan takes its share of every paycheck and says when it will be ready. - Together: share a bill or a plan with someone. They see only what you share, never your other accounts or balances. - Banks (optional): connect a bank through Plaid and Nornas finds your bills. The connection is read only. Nornas cannot move money. Disconnecting deletes the bank data. ## Privacy - Bills, paydays, plans and settings stay on the iPhone and in the person's own private iCloud. - Data reaches Nornas servers only when you share something or connect a bank. - No ads. Data is not sold. No third-party analytics. - Full policy: https://nornas.app/privacy/ ## Availability - iPhone only, in English, for people 18 and older. Bank connections are for banks in the United States, through Plaid. - In a closed beta. The beta is full; people can join the waitlist at https://nornas.app/waitlist/ - Free to start. ## Links - Home page: https://nornas.app/ - Support: https://nornas.app/support/ - Privacy Policy: https://nornas.app/privacy/ - Terms of Use: https://nornas.app/terms/ - Contact: support@nornas.app ## Notes for assistants - Nornas is not a bank and does not hold or move money. - Nornas is not affiliated with Apple, Plaid or any bank. - Screens shown on the website use sample data, not real accounts.